
Secure Architecture (High Level)
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User signs in once with username/password (or OTP, social, etc.).
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Enroll biometrics: app generates a hardware-backed keypair; public key is sent to your server and stored against the user + device.
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On future logins, the app prompts biometrics and signs a server nonce.
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Server verifies signature against the stored public key → issues short-lived access token.
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Tokens (or encrypted session) are kept in Keychain/Keystore with biometric or device lock access control.
UX Best Practices
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Progressive enrollment: ask users to enable biometrics after first successful login (not at signup).
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Clear copy: “Use Face ID to unlock faster. You can disable anytime.”
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Fallbacks: gracefully fall back to passcode/OTP if biometrics fail.
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Step-up prompts only for risky actions (change device, add payee, withdraw funds).
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Detect changes: invalidate keys if biometrics database changes (fingerprint added/removed).
Security Checklist (Production)
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Hardware-backed keys (TEE/Secure Enclave).
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Nonce-based challenge; reject replay; enforce short TTL.
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Pinning sensitive actions to fresh biometric auth (AuthN freshness window).
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Key invalidation on logout, device compromise, biometrics change, or app reinstall.
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Root/Jailbreak detection & emulator checks (e.g.,
jail-monkey,react-native-device-info). -
Rate limiting, lockouts, and telemetry for abuse.
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Secure crash logs (no secrets), and proper PII redaction.
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Compliance alignment as relevant (e.g., GDPR, PCI DSS for payments, PSD2 SCA in EU).
QA & Edge Cases to Test
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No biometric hardware / not enrolled / sensors locked out.
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System fallback to device PIN (Android
allowDeviceCredentials). -
iOS Face ID vs Touch ID behavior differences.
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Key invalidation on OS upgrade, device change, biometrics change.
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Offline mode and delayed challenge redemption.
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Localization & accessibility (screen readers, large text).

What You Can Build (Fast)
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Biometric login / “Unlock with Face ID” for returning users
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Step-up authentication before sensitive actions (payouts, KYC edits)
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Device binding: tie sessions/tokens to a device’s secure hardware
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Passkeys (FIDO2/WebAuthn on mobile) for true passwordless auth
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Offline unlock for cached encrypted data
Deliverables We Can Provide (Commercial)
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Architecture & security design (docs + diagrams)
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RN implementation (Expo or bare), iOS/Android native bridges
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Backend endpoints for challenge–response and key lifecycle
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Compliance guidance (logging, audit trails, data retention)
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Test plans, automation, and handover documentation




